What is a legal charge, and why does it need registering? - staging.pls-solicitors.co.uk
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RESOUCES
2 September 2026

What is a legal charge, and why does it need registering?

Written by Alex

A legal charge is the formal record of your lender’s interest in the property, registered at the Land Registry. When you remortgage, your old charge is removed and the new lender’s charge is registered in its place.